{
  "version": "https://jsonfeed.org/version/1.1",
  "title": "Sober Wealth",
  "home_page_url": "https://soberwealth.co/",
  "feed_url": "https://soberwealth.co/feed.json",
  "description": "Financial Recovery Starts Here — Rebuild Credit, Budget, and Build Wealth in Sobriety",
  "authors": [
    {
      "name": "J.A. Watte",
      "url": "https://jwatte.com"
    }
  ],
  "language": "en-US",
  "items": [
    {
      "id": "https://soberwealth.co/articles/rebuild-credit-after-recovery/",
      "url": "https://soberwealth.co/articles/rebuild-credit-after-recovery/",
      "title": "Rebuild Your Credit After Recovery: The Exact Steps Nobody Tells You",
      "summary": "Step-by-step credit rebuilding guide for people in recovery from addiction. Secured cards, score monitoring, and realistic timelines from 0 to 700+.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Credit Building"]
    },
    {
      "id": "https://soberwealth.co/articles/sober-living-budget-template/",
      "url": "https://soberwealth.co/articles/sober-living-budget-template/",
      "title": "The Sober Living Budget That Actually Works",
      "summary": "Free monthly budget template designed for sober living. Covers housing, treatment costs, recovery expenses, and building savings in early sobriety.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Budgeting"]
    },
    {
      "id": "https://soberwealth.co/articles/health-insurance-in-recovery/",
      "url": "https://soberwealth.co/articles/health-insurance-in-recovery/",
      "title": "Health Insurance in Recovery: Your Rights Are Better Than You Think",
      "summary": "Guide to health insurance during addiction recovery. Covers Medicaid, ACA marketplace, employer plans, and minimizing out-of-pocket costs.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Insurance"]
    },
    {
      "id": "https://soberwealth.co/articles/first-year-financial-checklist/",
      "url": "https://soberwealth.co/articles/first-year-financial-checklist/",
      "title": "Your First Year Sober: The Financial Checklist That Changes Everything",
      "summary": "Month-by-month financial checklist for your first year of sobriety. Covers budgeting, credit, insurance, debt, and building a stable financial foundation.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Planning"]
    },
    {
      "id": "https://soberwealth.co/articles/debt-snowball-recovery-edition/",
      "url": "https://soberwealth.co/articles/debt-snowball-recovery-edition/",
      "title": "The Debt Snowball in Recovery: Why Small Wins Beat Big Plans",
      "summary": "How to use the debt snowball method during addiction recovery. Adapted for low income, irregular payments, and the emotional needs of financial recovery.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Debt Management"]
    },
    {
      "id": "https://soberwealth.co/articles/secured-card-strategy-recovery/",
      "url": "https://soberwealth.co/articles/secured-card-strategy-recovery/",
      "title": "The Secured Credit Card Strategy That Rebuilds Credit Fast in Recovery",
      "summary": "How to use a secured credit card to rebuild your credit score from scratch during recovery. Card picks, usage rules, and a 6-month score timeline.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Credit Building"]
    },
    {
      "id": "https://soberwealth.co/articles/sober-living-costs-by-state/",
      "url": "https://soberwealth.co/articles/sober-living-costs-by-state/",
      "title": "Sober Living Costs by State: Some States Are 3x More Expensive",
      "summary": "What sober living actually costs in every region of the US. Monthly rates, what is included, and how to budget for housing during recovery.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Sober Living Budgets"]
    },
    {
      "id": "https://soberwealth.co/articles/budgeting-first-90-days-sober/",
      "url": "https://soberwealth.co/articles/budgeting-first-90-days-sober/",
      "title": "Your First 90 Days Sober: The Budget That Sets You Up for Life",
      "summary": "A realistic 90-day financial plan for early recovery. What to spend, what to skip, and how to stabilize money during the hardest period of sobriety.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Sober Living Budgets"]
    },
    {
      "id": "https://soberwealth.co/articles/medicaid-coverage-addiction-treatment/",
      "url": "https://soberwealth.co/articles/medicaid-coverage-addiction-treatment/",
      "title": "Medicaid Covers More Addiction Treatment Than You Realize",
      "summary": "Medicaid covers addiction treatment in 40 states through expansion. What services are covered, how to apply, and what to do if you are denied.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Insurance Navigation"]
    },
    {
      "id": "https://soberwealth.co/articles/building-emergency-fund-recovery/",
      "url": "https://soberwealth.co/articles/building-emergency-fund-recovery/",
      "title": "Building an Emergency Fund in Recovery: Start With $500, Not $10K",
      "summary": "How to build your first $500 then $1,000 emergency fund during recovery. Specific savings strategies when every dollar is tight.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Wealth Building"]
    },
    {
      "id": "https://soberwealth.co/articles/employment-rights-in-recovery/",
      "url": "https://soberwealth.co/articles/employment-rights-in-recovery/",
      "title": "Your Employment Rights in Recovery Are Stronger Than You Think",
      "summary": "The ADA protects people in recovery from addiction discrimination. Know your rights around disclosure, drug testing, and workplace accommodations.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Wealth Building"]
    },
    {
      "id": "https://soberwealth.co/articles/debt-prioritization-in-recovery/",
      "url": "https://soberwealth.co/articles/debt-prioritization-in-recovery/",
      "title": "Which Debts to Kill First in Recovery (The Order Matters)",
      "summary": "A practical debt prioritization framework for people in recovery. Which debts to pay, which to negotiate, and which to ignore for now.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Credit Building"]
    },
    {
      "id": "https://soberwealth.co/articles/opening-bank-account-bad-history/",
      "url": "https://soberwealth.co/articles/opening-bank-account-bad-history/",
      "title": "How to Open a Bank Account With Bad History (It's Easier Than You Think)",
      "summary": "ChexSystems blocking you from opening a bank account? Second-chance accounts, online banks that skip ChexSystems, and steps to clear your record.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Credit Building"]
    },
    {
      "id": "https://soberwealth.co/articles/sobriety-saves-money-calculator/",
      "url": "https://soberwealth.co/articles/sobriety-saves-money-calculator/",
      "title": "How Much Money Does Sobriety Actually Save? (The Number Is Staggering)",
      "summary": "The real cost of drinking and drug use broken down monthly and annually. See exactly how much money sobriety puts back in your pocket.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Wealth Building"]
    },
    {
      "id": "https://soberwealth.co/articles/investing-basics-in-recovery/",
      "url": "https://soberwealth.co/articles/investing-basics-in-recovery/",
      "title": "Investing in Recovery: Start With Nothing, Build Real Wealth",
      "summary": "When and how to start investing during recovery. Simple steps from your first $100 to a real portfolio. No jargon, no complexity, just the basics.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Wealth Building"]
    },
    {
      "id": "https://soberwealth.co/articles/quit-w2-fire-plan-calculator/",
      "url": "https://soberwealth.co/articles/quit-w2-fire-plan-calculator/",
      "title": "Your FIRE Exit Plan: Use These Free Calculators to Know Exactly When You Can Quit",
      "summary": "Calculate your exact FIRE number and see the compound growth path to get there. Free FIRE calculator and compound interest tool show you when you can quit your W-2.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["wealth"]
    },
    {
      "id": "https://soberwealth.co/articles/free-seo-audit-tools-sober/",
      "url": "https://soberwealth.co/articles/free-seo-audit-tools-sober/",
      "title": "Free Digital Tools to Build Your Recovery Community's Online Presence",
      "summary": "Use free Digital Empire tools to audit and improve your recovery community website. Reach more people who need help by fixing SEO issues at zero cost.",
      "date_published": "2026-04-16T00:00:00Z",
      "authors": [{ "name": "J.A. Watte" }],
      "tags": ["Digital Outreach"]
    }
  ]
}